“Alpha Premier” is a current account for all the individual clients who are interested to perform all kinds of banking transactions, transfers, and cash deposits/cash withdrawals and to use it as source account for other Banking Products.
The main facilities related to the account are:
- Visa Debit card, for cash withdrawals at any time 24 hours per day, 7 days in a week
- Free Web – Banking Platform
- Direct debit option aiming to settle utility bills, etc.
- “Standing Order”, transfer periodically and automatically a fixed amount from current account
All the clients who open an Alpha Premier account will take for free a Visa Debit Card and will have the possibility to use Web – Banking facility for free.
Dedicated to all individuals who want to have a single current account in order to fulfill operational transactions, handle their personal finances and to use as source account for the other products.
CHARACTERISTICS OF THE ACCOUNT:
• Currency ALL, EUR, USD, CBP, CHF
• No commission for account opening
• No Account closing fee.
• No commissions and restriction for withdrawals or deposits amount into the account
• Minimum opening amount 1,000 LEK and minimum outstanding balance 1,000 LEK (or its equivalent in other currencies).
• Account maintenance fee: 50 ALL Monthly (paid every 3 months from the client)
• Fixed interest rate for all the currencies and is credit into the account semi-annually.
• Alpha Bank Visa Enter debit card linked with the account.
• Web Banking without maintenance fee providing the possibility to:
o Be informed about the financial situation
o Transfer money
o Make different payments
o Make utility payment, credit card recharge, etc.
• Personal identification document (ID, passport, birth certificate etc).
Note: Deposits in Alpha Bank - Albania are insured from Deposits Insurance Agency ( ASD ), in accordance with the applicable law Nr. 10106 "For the Insurance of Deposits".