- About Alpha Bank Albania
- About Alpha Bank Group
- Individuals
- Small Business Banking
- COSME
- Corporate Banking
- Human Resources
- Financial Indicators
- Alpha SMS Service
- Direct Debit Service
- Alpha e-Banking

-
The account “Alpha Payroll” has the characteristics of a current and and as a privileged employee benefits many advantages.
- Minimum amount to open the account: Not required
- Currency: LEK, EUR, USD,
- Interest Rate: 0.01% for ALL and USD
- Interest: credited every month according to the daily balance.
- Account opening and closing fee: No commission
- Account maintaining fee: 100 ALL / 1 EUR/USD
- Debit Card: no commission for cash withdrawals at the ATM network of Alpha Bank Albania:
o VISA enter, no maintenance fee and issuance fee;
o Enter American Express, free for the first year
- Direct Debit option for payment of the utility bills according to the terms and conditionspublished in Alpha Bank's premises;
- Standing Order service transfer periodically and automatically a fixed amount from currentaccount
Print
- Overdraft facility up to 1 month salary, upon client’ payment capacity;
- Outgoing and Incoming Transfers:
o Incoming transfers: No commission for incoming transfers in payroll account -
The Web Banking Service is offered without commission and provides you with the:
o Summary of the accounts;
o Accounts statement;
o Account information (balance, blocked and available amount);
o Term Deposits information (balance, currency, maturity date);
o Loans Information (loan amount, currency, maturity date, interest);
o Transfer (payments) within Alpha Bank Albania, for all currencies.
o Transfers (payments) in banks which operating in Albania, for all currencies (applicablecommissions as per the terms and conditions published in Alpha Bank's premises);
o Transfers (payments) for commercial companies that provide utility services (Telekom Albania,Vodafone);
Print
-
Loans:
o Consumer Loan - 1,00% discount as per the margin offered to standard clients
o Housing Loan: 0,15% discount as per the margin offered to standard clients and 30% discounton the disbursement fee.
o Loan balance transfer from other banks - No disbursement fee on the transferred loan amount
If the loan’ products have predefined the interest rates and applicable fees for the payroll segment
the above discounts will not be applicable