The account “Alpha Payroll” has the characteristics of a current and and as a privileged employee benefits many advantages.

- Minimum amount to open the account: Not required
- Currency: LEK, EUR, USD,
- Interest Rate: 0.01% for ALL and USD
- Interest: credited every month according to the daily balance.
- Account opening fee - No commission
- Account closing fee: 500 LEK / 4 EUR, USD
- Account maintaining fee: 100 ALL / 1 EUR/USD
- Debit Card: no commission for cash withdrawals at the ATM network of Alpha Bank Albania:
  o Mastercard, no maintenance fee and issuance fee;
  o Enter American Express, free for the first year
- Automatic Utility Payments option for payment of the utility bills (OSHEE, UKT, Albtelecom, Vodafone and One according to the terms and conditions

  published in Alpha Bank's premises;
- Standing Order service transfer periodically and automatically a fixed amount from current

  account
- Overdraft facility upon client’ payment capacity;
- Outgoing and Incoming Transfers:
   o Incoming transfers: No commission for incoming transfers in payroll account

Alpha e-Banking is offered without commission and provides you with the:

o Summary of the accounts, loans and credit cards monthly statement;
o Accounts statement;
o Account information (balance, blocked and available amount);
o Term Deposits information (balance, currency, maturity date);
o Loans Information (loan amount, currency, maturity date, interest);
o Transfer (payments) within Alpha Bank Albania, for all currencies.
o Transfers (payments) in banks which operating in Albania, for all currencies (applicable

   commissions as per the terms and conditions published in Alpha Bank's premises);
o 50% discount for the transfers in foreign currency in other banks in Albania
o Transfers (payments) for commercial companies that provide utility services (One, Vodafone);
o Credit Cards payment

If the loan’ products have predefined the interest rates and applicable fees for the payroll segment 
the above discounts will not be applicable