Exchange Rates 22.04.2021

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Visa Classic in Lek
  • Always together!

    With Alpha Bank VISA Credit Card, you can shop in stores and supermarkets, shop online an infinity of goods and services, pay in all the restaurants where you go with your family and friends, book hotels, tickets and anything else that you need within or outside the country.

    A secure way of paying
    Now, instead of carring cash around for your purchases, you can only carry your card with which you can pay for every product or service you desire.

    Card purchases are controllable
    You are the one who sets your monthly spending limit. Moreover, you will not pay any interest for amounts spent by card purchases, if you pay them within 20 days after issuance of the monthly bill. Your purchases are not charged with any commission either inside, or outside the country.
    Me kartën e kreditit Alpha Bank VISA, ju mund të blini në dyqane e supermarket, të blini online një pafundësi mallrash e shërbimesh, të paguani në restorante ku ju shkoni me familjen dhe miqtë tuaj, të rezervoni hotele, bileta avioni dhe çdo gjë tjetër që ju nevojitet brenda apo jashtë vendit.

  • Interest type is fixed and interest rates are expressed on an annual basis:
    • Sales: 17% (applied from billing date)
    • Cash: 19% (applied from transaction date)
    • Arrears: +10% (applied on top of the normal interest rate)

    Interest rates are subject to changes.

  • Annual Fees
    Primary Cards: 2,000 ALL
    Additional Cards: 1,500 ALL

    Cash Advance Fees
    Alpha Bank Albania ATMs network: 1% per transaction, with a minimum of 200 ALL
    Other Domestic Banks ATMs: 2.5% per transaction, with a minimum of 400 ALL
    ATMs abroad: 2.5% per transaction with a minimum of 400 ALL

  • • Copy of ID, passport or birth certificate of the Cardholder of the main and additional card/s
    • In case the customer has not a payroll account in Alpha Bank Albania, a confirmation for the last
       three salaries and years of employment in the current company is needed.
    • Any utility bill in order to certificate the address
    • Minimum monthly income: 13.000 ALL
  • Billing period
    26th of each month

    Cash Advance Limits
    Daily limit is 25% of the credit limit, while monthly limit is 50% of the credit limit.

    Minimum payment: Total fees + charges due + 5% of the remaining due balance.