Alpha Fix Realize

Branch and ATM Network

Alpha e-Banking

Sales of real estates

Quality Assurance

FAQs

Alpha Fix Realize

We all have our dreams in a drawer, for which we strive every day to make them reality. Whether pleasant vacation on the beach, beautiful furniture for the home, or the latest electronics, now they are realized easier than ever through the consumer loan " Alpha Fix Realize", from Alpha Bank.

Financing amount up to Eur 3.000 or All 420.000 without guarantor

Payroll customer:
ALL/EUR: 7% - Repayment up to 3 years
ALL/EUR: 8% - Repayment up to 5 years

Standard Customer:
ALL/EUR: 7.5% - Repayment up to 3 years
ALL/EUR: 8.5% - Repayment up to 5 years

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Example monthly installment for loan in Lek - payroll customer

Requested amount	Interest Rate	Effective interest rate	Forecasted monthly installment
150,000 ALL 1 YEAR	7%	21.82%	12,979 ALL
300,000 ALL 3 YEARS	7%	10.30%	9,263 ALL
420,000 ALL 5 YEARS	8%	9.72%	8,516 ALL

Example monthly installment for loan in Euro - payroll customer

Requested amount	Interest rate	Effective interest rate	Forecasted monthly installment
1,000 EUR 1 YEAR	7%	23.47%	86 EUR
2,000 EUR 3 YEARS	7%	10.67%	61 EUR
3,000 EUR 5 YEARS	8%	9.88%	60 EUR

Example monthly installment for loan in Lek - standard customer

Requested amount

Interest Rate

Effective interest rate

Forecasted monthly installment

150,000 ALL
1 YEAR

7.5%

23.18%

13,013 ALL

300,000 ALL
3 YEARS

7.5%

10.96%

9,331 ALL

420,000 ALL
5 YEARS

8.5%

10.23%

8,616 ALL

Example monthly installment for loan in Euro - standard customer

Requested amount

Interest rate

Effective interest rate

Forecasted monthly installment

1,000 EUR
1 YEAR

7.5%

25.28%

86 EUR

2,000 EUR
3 YEARS

7.5%

11.40%

62 EUR

3,000 EUR
5 YEARS

8.5%

10.49%

61 EUR

- Identity card
- Proof of income
- Proof of address through an electricity bill, telephone, etc.
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