Exchange Rates 18.10.2018

CHF Buy 106.40 Sell 112.40

EUR Buy 123.36 Sell 126.96

GBP Buy 139.46 Sell 145.46

USD Buy 106.85 Sell 110.45

Alpha Start

“Alpha Start” is a current account dedicated to all individual clients who are interested to have a single account to perform all kinds of banking transactions, handle their personal finances and to use as a source account for other Retail Banking Products such as housing loans, consumer loans, time deposits, transfers, debit cards, credit cards, cash deposits, cash withdrawals, etc.
All the clients who open an “Alpha Start” account will take for free a Visa Debit Card and will have the possibility to use Web – Banking facility for free.

- Minimum amount to open the account: No minimum amount required

  (equivalent by currency)
- Currency: LEK, EUR, USD, GBP, CHF
- Account Maintenance Fee: 150 LEK (1.5 EUR/USD/GBP/CHF) on a monthly basis and debited every month

- Opening and Closing account fee: No commission
- Debit Card: no commission for cash withdrawals at the ATM network of Alpha Bank Albania: 
  o VISA enter, no maintenance fee and issuance fee;
  o Enter American Express, according to the terms and conditions published in

   Alpha Bank's premises;
- Direct Debit option for payment of the utility bills according to the terms and conditions published in

   Alpha Bank's premises;
- Standing Order service transfer periodically and automatically a fixed amount from current account
- Web Banking Service without commission, contain:
   o Summary of the accounts;
   o Accounts statement;
   o Account information (balance, blocked and available amount);
   o Term Deposits information (balance, currency, maturity date);
   o Loans Information (loan amount, currency, maturity date, interest); 
   o Transfer (payments) within Alpha Bank Albania, for all currencies.
   o Transfers (payments) in banks which operating in Albania, for all currencies (applicable

      commissions as per  the terms and conditions published in Alpha Bank's premises);
   o Transfers (payments) for commercial companies that provide utility services (Telekom Albania,

      Vodafone);

REQUIRED DOCUMENTS
o ID card or passport for Albanian nationals.
o Passport for non-residents.

All the deposits in Alpha Bank are insured as per law no. 53/14, date 22/05/2014 "On Deposit Insurance", changed. Deposits Insurance Agency (DIA) ensure and compensate all individual deposits in Lek and foreign currencies, for resident and nonresident individual clients up to the amount 2.500.000 Lek, in banking system.


For more information follow the web page of ASD: http://www.asd.gov.al

Please download here the “Interest Rate News-Letter”