Exchange Rates 23.10.2020

CHF Buy 111.74 Sell 119.74

EUR Buy 120.96 Sell 126.96

GBP Buy 132.91 Sell 140.91

USD Buy 101.69 Sell 107.69

Alpha Smart

“Alpha Smart” combines high interest rate and the accessibility to your saving account at any time. Smart is to maintain a saving account that maximize your benefits by offering many advantages. Open now a saving account Alpha SMART and maximize your benefits!

- Minimum amount and balance: No minimum amount and balance required
- Currency: LEK, EUR, USD, GBP, CHF
- Tenor: Unlimited
- Interest: The interest is monthly credited on the Saving Account Competitive escalating interest rates based on the amount (on the daily balance). 

- Account maintenance fee: 50 LEK (0.5 EUR/USD/GBP/CHF) 
- Closing commission: No closing commission
- Possibility of a passbook: Client will be fit up with passbook for registering all the transactions. Issue commission is  2 Euro.
- Periodic and automatic transfer through Standing Order
- Web Banking Service without commission, contain:
  o Summary of the accounts;
  o Accounts statement;
  o Account information (balance, blocked and available amount);
  o Term Deposits infomation (balance, currency, maturity date);
  o Loans Information (loan amount, currency, maturity date, interest);

  o ID card or passport for Albanian nationals.
  o Passport for non-residents.

All the deposits in Alpha Bank are insured as per law no. 53/14, date 22/05/2014 "On Deposit Insurance", changed. Deposits Insurance Agency (DIA) ensure and compensate all individual deposits in Lek and foreign currencies, for resident and nonresident individual clients up to the amount 2.500.000 Lek, in banking system.

For more information follow the web page of ASD:

Please download here the “Interest Rate News-Letter”