“Alpha Start” is a current account dedicated to all individual clients who are interested to have a single account to perform all kinds of banking transactions, handle their personal finances and to use as a source account for other Retail Banking Products such as housing loans, consumer loans, time deposits, transfers, debit cards, credit cards, cash deposits, cash withdrawals, etc.

Characteristics
Alpha e-Banking
 
  • Minimum amount to open the account: No minimum amount required (equivalent by currency)
  • Currency: LEK, EUR, USD, GBP, CHF
  • Account Maintenance Fee: 150 LEK, 1.5 EUR/USD/GBP/CHF on a monthly basis and debited at the end of each month
  • Closing account fee: 500 LEK, 4 EUR/USD/GBP/CHF
  • Mastercard Debit Card with no commission for cash withdrawals at the ATM network of Alpha Bank Albania: 
  • Automatic payments of the utility bills according to the terms and conditions published in Alpha Bank's premises;
  • Standing Order service transfer periodically and automatically a fixed amount from current account

All the deposits in Alpha Bank are insured as per law no. 53/14, date 22/05/2014 "On Deposit Insurance", changed. Deposits Insurance Agency (DIA) ensure and compensate all individual deposits in Lek and foreign currencies, for resident and nonresident individual clients up to the amount 2.500.000 Lek, in the banking system. For more information follow the web page of ASD: http://www.asd.gov.al

Read HERE the interest rate newsletter

  • Alpha e-Banking is free service and offers:
  • Summary of all the accounts, cards and loans 
  • Account statement 
  • Transfer (payments) in Alpha Bank Albania and abroad, for all currencies.
  • 50% discount for foreign currency transfers in banks in Albania
  • Zero commission for transfers in Albanian lek 
  • Payments towards Vodafone, ALBtelecom, One
  • Deposit information
  • Loans' information 
  • Loans and credit cards payments
  • New account opening