Alpha Student is a joint current account for undergraduate students, offering a very competitive interest rate calculated on the daily account balance and deposited monthly.

Characteristics
Alpha e-Banking
  • Monthly notification regarding accounts details;
    • Available to holders of the student loan and to all undergraduate students;
    • The account has 6 years duration (same as the student loan) or the same duration as the years of study (as reported by the letter of the university).
  • Account maintenance fee:150 LEK, 1.5 EUR/USD on a monthly basis and debited at the end of each month
  • Closing account commissions: 500 LEK, 4 EUR/USD
  • Currency: LEK, EUR, USD
  • Mastercard Debit card with no commission for cash withdraw on ATM-s of Alpha Bank Albania
  • No commission for periodic and automatic transfer through Standing Order.

All the deposits in Alpha Bank are insured as per law no. 53/14, date 22/05/2014 "On Deposit Insurance", changed. Deposits Insurance Agency (DIA) ensure and compensate all individual deposits in Lek and foreign currencies, for resident and nonresident individual clients up to the amount 2.500.000 Lek, in the banking system. For more information follow the web page of ASD: http://www.asd.gov.al

Read HERE the interest rate newsletter

 

Alpha e-Banking is free service and offers:

  • Summary of all the accounts, cards and loans 
  • Account statement 
  • Transfer (payments) in Alpha Bank Albania and abroad, for all currencies.
  • 50% discount for foreign currency transfers in banks in Albania
  • Zero commission for transfers in Albanian lek 
  • Payments towards Vodafone, ALBtelecom, One
  • Deposit information
  • Loans' information 
  • Loans and credit cards payments
  • New account opening