Re-design only the living room or the entire home?
Visit only one or all the Seven Wonders of The World?
Fix the old car or buy a new one?

With the personal loan secured with mortgage up to 50.000 Euro you can do all these and so much more! 

Product Characteristics
Interest rates
Documentation 
  • Repayment period up to 20 years
  • Financing up to 50,000 Eur or equivalent in Lek
  • Financing in EUR and ALL currency.

ALL: 12M TB* + 4%
EUR: 12M Euribor* + 5%

Requested amount Interest rate Effective interest rate Monthly installment
1,400,000 ALL 6.01% 6.45%  11,822 ALL
15,000 EUR 5.00% 5.30% 118 EUR
20,000 EUR 5.00% 5.28% 158 EUR
40,000 EUR 5.00% 5.25% 316 EUR

Base rates are revised every 12 months at the maturity date. Reference rates 12M BTH =2.15 % and 12M Euribor =0%

  • Applicants Passport, ID or Birth Certificate
  • Collateral documents
  • Income documents