Alpha 500

This is a checking account with the following benefits:

Escalated interest rates applied to the daily account balance
American Express Credit Card
Checkbooks
Account updates
overdrafts
Alpha e-Banking

Alpha 290

This is an interest-free account with the following benefits:

American Express Credit Card
Checkbooks
Account updates

The necessary documents for opening a resident account are:

Copy of the company registration at the National Registration Center, NRC
Copy of Status and Act of Establishment
Copy of Company Personal Identification Number (NIPT)
Copy of the current license issued by the tax authorities, if required by law
Administrator identification document (copy of passport or ID card)

Necessary documents for opening a non-resident account which must be submitted with an Apostille stamp:

Certificate from the Commercial Register for the registration of the company in the country of origin
Status and Act of Establishment
Certificate from the Commercial Register of the country of origin that the company is not in the process of liquidation.
Certificate from the Commercial Register of the country of origin of the authorized person who will administer the new account at Alpha Bank Albania
Copy of the identification document and / or passport of the authorized person who will administer the new account in Alpha Bank lbania

Not much is applied and the minimum balance for opening business accounts

Commissions, fees and actual expenses that are charged to the account (debited automatically) which are published by the Bank in the Book of fees, commissions and expenses and their aggravation is done at the end of each month in accordance with the General Conditions of the Bank.

Through this account you can make money transactions such as on-line deposits and withdrawals or non-cash bank transactions, online transfers within the bank, domestic transfers in local currency (through the payment system AECH & AIPS), internal transfers in foreign currency; international transfers in foreign currency.

Transfers can be made through branches, ATMs, Alpha e-Banking. Transactions can also be made through payment orders and automatic payments. Based on the agreement between the client and the Branch, the Branch can perform actions as previously instructed by fax, e-mail, etc.

All deposits in Alpha Bank are insured according to the provisions of law no. 53/14, dated 22/05/2014 "On deposit insurance", as amended. The Deposit Insurance Agency (ASD) insures and compensates in general all individual depositors, traders and companies up to the amount of 2,500,000 ALL.

For more information, please click on the official website of ASD: http://www.asd.gov.al